About Residential

It’s not so much ‘how’ as ‘where’ which makes the main difference. Park homes are constructed to a British Standard under carefully controlled workshop conditions before being transported to the park; crafted from a timber frame and mounted on a robust steel frame. There are a tough and durable weatherproof exterior and a textured finish. Here they are sited and connected to mains services such as electricity, drainage and sometimes mains gas. We have a specific list of trusted manufacturers that we have a long-standing relationship with and highly recommend due to their outstanding build quality and customer care.

Many residential parks are real communities where no-one need to feel isolated. Individual privacy is, of course, respected as it would be anywhere. However, many homeowners enjoy being drawn into the park activities, committees, clubs and other social opportunities that develop as a result of initiatives by homeowners themselves. Other members of the family living elsewhere also have peace of mind from the knowledge that many parks are akin to semi-sheltered environments, often with a resident owner or manager to provide additional security. The law has developed over the years to provide a legal framework that includes Mobile Home Acts specifically protecting the rights of homeowners on residential parks. The law gives homeowners security of tenure – that is probably its single most important safeguard – and rights to sell their home in the park. There are also important rules about inheritance and controls on the way the pitch fee is reviewed.

Yes, most definitely. There are important differences between a residential park home, which is designed and built for permanent living to a specific residential British Standard (BS3632) and a caravan holiday home, which is usually constructed to different standards to reflect its holiday occupancy.

Again, yes, most definitely. You should not buy a home on a park licensed for holiday use if you intend to live in it permanently. The protection offered by the Mobile Home Acts applies to licensed residential parks – and is not available on holiday parks (even if they are open for 12 months of the year). To ensure that you would be protected by the law, before making any commitment to buy, you should check the park’s Site Licence which is issued by the Local Authority to be sure that there are no restrictions (such as for ‘holiday use only’).

You will need to make the usual provision for the payment of council tax, gas, water and electricity bills. You should establish what these are likely to be before you buy. For example, many park homes are rated in ‘Band A’ for council tax purposes (the lowest band). You should ask the seller, whether it is the park or a homeowner, for details of the costs.

With park homes, you purchase the home and rent the plot upon which it is sited. Therefore, there is a charge – usually called a pitch fee – to be paid for the use of the land and services provided. Pitch fees are usually paid monthly, generally by standing order or direct debit from your bank account and may be in the range £120 – £200 per month. The actual amount is influenced by the location of the park and/or the amenities provided.

It is also important to note that if you eventually sell your home there is a maximum 10% commission is payable to the park by your buyer when you sell your home. This payment, made later by your buyer when you sell, allows the initial purchase price and pitch fee to be set lower than would otherwise be the case.

Otter Valley is a private park, so you can relax knowing you and your home are safe and secure. There are no roads, and traffic is minimal, allowing for a quiet and peaceful living environment for you.

The indefinite security of tenure is provided in accordance with the Mobile Homes Acts. Further details and sample documents are available on request. Full written details including a Written Statement (occupation agreement) will be provided to you before you commit to buying a new park home.

Many purchasers are attracted to park life because of the park rules restricting the age of people living in the park. A sense of community and security is provided by living in a park where everyone is, for example, 50+. You should ensure that you receive a copy of any park rules and are happy to abide by them when you buy your park home. As well as age, park rules will often lay down requirements for things like pets and parking.

A home survey, particularly for an older home or if you have any concerns with regard to a home’s condition, can give reassurance before proceeding with the purchase. For newer homes, you should ask the seller about any warranties which apply.

You should take the opportunity to visit different parks in your chosen area; the owner or manager will be delighted to show you around, answer any questions about the park and perhaps arrange for an informal chat with others who live on the park.

Just like any other homeowner, the owners of park homes have the right in law to sell their homes on the open market. As a park home is sold with the requirement to abide by the terms of the Written Statement and the park rules, the law places requirements on homeowners to provide essential information to their buyer when they sell. In England and Wales, the law sets out a procedure to be followed with special forms that must be used. Given homeowners’ legal responsibilities to their buyer, it is recommended to use professional advisers who are conversant in park home law to assist with the sale. The requirements include providing the buyer with a copy of the Written Statement and park rules (and in England and Wales, details of any other charges relating to the home as well as any valid warranty or any survey conducted within the last 12 months).

Procedure – England and Wales The law is designed to ensure a buyer receives all the information they need before they purchase and the information the park needs is provided at the appropriate stage. The law requires the use of special forms detailing the necessary information.

The seller gives the Buyer’s Information Form (Schedule 1) to the purchaser 28 days before they are committed to the purchase, unless a shorter period has been agreed in writing, and needs to be accompanied by essential documentation such as a copy of the Written Statement and any park rules. The Notice of Proposed Sale (Schedule 2)is for homeowners already resident in the park on 26 May 2013 to provide information to the park about their sale. This Notice tells the park the name of the buyer and, if there are relevant park rules in place, provides information relating to the age of the buyer and their household, any pets or vehicles to be parked.

The Assignment Form (Schedule 4) is completed between the homeowner and their buyer and transfers the rights and responsibilities contained in the Written Statement to the buyer. The buyer then pays 90% of the sale price to the seller. The seller must include details of their forwarding address on the form. The Notice of Assignment (Schedule 5) is completed by the buyer once they have purchased the home and is sent to the park informing them of the change of ownership. The Notice of Assignment seeks the details of the park owner’s bank account, into which the new owner pays the commission (maximum of 10% of the purchase price) within 7 days of receiving the bank details.